Right. Plane tickets booked and paid for by Hairy Face's mum and dad (Christmas present) and the hotel room has been booked.
I can't wait.
Really, really can't wait. January, freezing cold in Amsterdam but I am really looking forward to it.
Tried to check a loan I had outstanding and it kept saying my customer reference number was invalid. Slightly panicking, I called them up only to be told this:
"Your customer reference number is invalid because we called for the last payment yesterday. This loan has been settled. You don't owe us anything anymore.'
HURRAY!!! An extra £70 a month to play around with. Well, £20. The other £50 will go towards my credit card each month to pay it off faster. I hate being in debt. With the rate I'm going at the moment, I will be financially free in three and half years which isn't that bad to be honest. I might be able to seriously think about buying my own home then. Plus if I do get my pay rise at the end of this year that would be even better. Until then, I'll struggle on. I really hate budgeting.
One loan down, another loan and credit card to go! I'm getting there.
happy28
Pro 
Keep up the good work. I have just managed to finally zero my credit card, and it felt real good!
I found lots of ways to save extra cash to put towards my credit card - I stopped buying books and magazines and started borrowing from the library,(saving £25 a month). Stopped buying DVD's, now renting them from Lovefilm.com (saving another £10-£20 a month and a lot of space). Hubby also downloads his music for £15 a month from emusic and gets about 10 CD's a month out of it (saving £85).
x